Integrity First Financial Group: Mortgage
Mortgage Rate Assumptions
Low cost refinancing and low mortage rates
Integrity First 5.375% 5.429%
Union Bank of CA 5.75% 5.771%
Bank of America 5.875% 5.907%
CA Bank & Trust 5.625% 5.765%
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Upfront Mortage Lender | Refinance with Integrity First
Easy Refinancing Loan Process Easy Loan Process
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Refinancing and Mortgage Loan Frequently Asked Questions FAQ
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Choose your refinancing and mortage loan program Choosing your program
Fixed Mortgage Rates | Refinancing Fixed Rate
Adjustable Rate Mortgage | Refinancing Adjustable Rate Mortgage (ARM)
Interest Only Mortgage Rates | Refinancing Interest Only Programs
 Refinance Homes | Integrity First Refinance
 Purchase Homes | Integrity First Purchase
 Loan Documentation | Refinancing Documentation
Choosing your mortgage program

UPDATED

Given the current state of the economy and the housing market, Integrity First Financial Group, Inc. recommends you choose a fixed loan product that will allow you the maximum amount of security in your home financing. With home values in decline currently it is our recomendation to get a fixed loan so your interest rate will be secure no matter what the market does.

How Long Do You Plan
On Living In The House?
We Recommend
Not Very Long (1-3 Years) 10, 15, 20, or 30 year fixed
A few years (3-5 Years) 10, 15, 20, or 30 year fixed
At least 5 years (5-7 years) 10, 15, 20, or 30 year fixed
Around 10 years ( 7-10 years) 10, 15, 20, or 30 year fixed
A long time (10 plus years) 10, 15, 20, or 30 year fixed

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